Kevin Werbach of the Wharton School wrote about the risks and rewards of decentralized finance. While there are benefits to transactions made without the involvement of a financial institution, these unregulated markets are very volatile.
https://theconversation.com/super-bowl-ads-turn-up-the-volume-on-cryptocurrency-buzz-6-essential-reads-about-digital-money-and-the-promise-of-blockchain-177112 The Conversation