Skip to Content Skip to Content

Finance

How mortgage lock-in is quietly pushing up house prices
A person putting a Home for Sale sign in front of a home.

Image: Anchiy via Getty Images

How mortgage lock-in is quietly pushing up house prices

A new paper co-authored by Wharton’s Lu Liu argues that homeowners stuck with low fixed mortgage rates aren’t just frozen in place—they’re propping up the housing market.

From Knowledge at Wharton

2 min. read

Does your insurance protect you from climate risk?
A Colorado wild fire burns behind homes.

Image: milehightraveler via Getty Images

Does your insurance protect you from climate risk?

Research from Wharton’s Parinitha Sastry reveals how climate risk is being mispriced in mortgages and property insurance, leaving homeowners to pay the price.

From Knowledge at Wharton

2 min. read